Decision-Ready Risk Reports. Regulator-Built. Executive-Ready.
A concise, decision-ready executive summary that highlights key risks, overall risk posture, and critical findings - so leadership knows exactly what matters in minutes, not hours.
Clear, structured summaries across all 14+ risk areas - including Regulatory Compliance, BSA/AML/OFAC, Financial, Information Security, Operational Risk - giving reviewers a complete and consistent view of each risk domain.
Granular observations for every risk indicator, clearly documented with supporting evidence, source references, and analyst review notes - ensuring full traceability and audit confidence.
Precise risk summary and recommendations along with quantified risk rating to assist decision making.
Centralize all due diligence documents and communicate directly with third parties on each DD item - no more scattered emails or manual follow-ups.
See the status of every assessment instantly. Know what’s pending, under review, and completed - at all times.
The Across Platform automatically generates comprehensive, exam-ready reports with a complete view of your third-party partner’s risk across all risk Areas.
From document collection to analyst review to producing the final assessment report - we handle every part of the due diligence process so your team can stay focused on scaling your Fintech or Payment program.
Our time-tested SOPs and assessment framework ensure a seamless assessment workflow with defined risk categories, clear assessment guidelines and a consistent risk-scoring methodology, so you don't have to start from the scratch
Gone are the days when Fintech or Merchant due diligence took months - We deliver a complete, high-quality assessment report in just 2 weeks.
Fast, thorough, and immediately actionable.
Benefit from a team with 25+ years of combined BaaS, Payments and Compliance operations experience, fully dedicated to delivering reliable and methodical risk assessments.
Get real help from real humans. We’re always ready to jump on a call or chat via Slack to answer your questions and address any concerns - whenever you need us.
We ensure your third-party onboarding and ongoing reviews are done correctly, consistently, and with the highest level of diligence - every single time.
We’ve delivered more than 55 Risk Assessments to help our FI partners confidently onboard their third-party
Fintechs and Foreign Financial Institutions.
We supported our FI partners throughout their Fintech Program journey - acting as an extension of their team - and helped them achieve over $1M in ARR within the first 8 months of launch.
Our Risk Assessment Reports have been reviewed during three regulatory examinations, including both FDIC and NCUA exams, supporting our FI partners’ compliance and audit readiness.
Decision-Ready Risk Assessment Reports -
built for regulators, trusted by risk committees, ready for executives.
Our comprehensive risk assessments and due diligence provide deep insights into each partner’s risk profile to support compliant, well-informed onboarding decisions.
Across delivers both real-time and post-transaction monitoring. From alert generation and flagging to investigation, RFI tracking, and documentation, we create a complete audit trail to support full compliance.
Across provides comprehensive periodic risk reviews, from updated due diligence to AML back testing, to help you identify emerging risks in your fintech programs and strengthen your transaction monitoring framework.
Across’ Oversight AI is designed to continuously reduce human-intensive tasks in risk management, with a focus on automating document review during assessments and case investigation during transaction monitoring.
Leverage standardized SOPs and Frameworks for due diligence and ongoing reviews - ready to deploy from day one.
Our SOPs continuously evolve with the Fintech and Merchant landscape, keeping your program aligned with current regulatory expectations.
A powerful platform combined with expert human analysts delivers comprehensive risk assessments, supporting your compliance team and easing operational workload.
Our dedicated analysts work alongside our AI-enabled platform to ensure your third-party Partners remain fully compliant and continuously aligned with your risk expectations.
Across uses a standardized, regulator-aligned process that significantly speeds up onboarding. We manage document collection, perform the risk evaluation, and deliver the full assessment report—typically within 2 weeks from when all required documents are received. This reduces time, cost, and operational burden on your team.
No. Across combines platform automation with analyst support to handle the core compliance workload. Banks and credit unions can confidently manage fintech programs without hiring or expanding an internal compliance team.
Our assessments follow guidance from the OCC, FFIEC, and other federal agencies. Every report includes risk-area-specific findings and clear, actionable recommendations to meet regulator expectations and strengthen your internal oversight.
Yes. Whether you’re onboarding your first third-party partner or expanding an existing program, Across provides frameworks, templates, and assessments to build a compliant and scalable third-party program from day one.
Across uses a secure, encrypted platform to collect and store all documents and communications. Access is restricted to authorized analysts, ensuring that your third-party and internal data remain fully confidential and compliant with industry standards
Absolutely. Each risk assessment report includes a full audit trail, documentation of analyst reviews, and detailed findings that demonstrate due diligence. This helps your institution stay inspection-ready for FDIC, NCUA, or internal audits.
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